POLICIES
Your Soul Story TERMS AND CONDITIONS FOR PURCHASES

DIGITAL PROGRAMS
By clicking where indicated in the shopping cart, and submitting my order, I understand that I am purchasing a digital product. By purchasing this product, I agree to pay the listed price in full. You authorize Alicia Isaacs Howes LLC/Your Soul Story to charge your credit or debit card, or cash your check, as indicated above, as payment for your order. Furthermore, you agree that you are responsible for full payment of fees for your order, regardless of whether you actually use the digital product. To further clarify, all sales are final and no refunds will be issued and all amounts must be paid in full to enable you to download any digital materials. If you pay by check, that means your check must clear our account. I understand I will be responsible for any legal fees which might arise and any expenses which may be incurred by Alicia Isaacs Howes LLC in efforts to obtain full payment, if I fail to meet the conditions of this Agreement. I understand that upon payment, I am granted non-exclusive, non-transferable rights to use the Digital Content for my personal, non-commercial use. I also understand that I may copy, store, transfer, and burn the Digital Content only for personal, non-commercial use. I agree not to infringe the rights of the Digital Content's copyright owner and agree not to redistribute, sell, broadcast, rent, share, adapt, license or otherwise transfer the content. This Digital content embodies the intellectual property of a third party and is protected by law. All sales of Digital Content are final. You are encouraged to download your purchase promptly. If you are unable to complete a download, please contact our client care team at clientcare@souljourneys.ca.

TELEWORKSHOPS | EBOOKS | ONLINE COURSES | GROUP COACHING PROGRAMS
By clicking where indicated in the shopping cart, and submitting my order, I agree to pay the listed price in full. You authorize Alicia Isaacs Howes LLC to charge your credit or debit card, or cash your check, as indicated above, as payment for your eBook, or membership/participation in the teleworkshop, online course, coaching program. Furthermore, you agree that you are responsible for full payment of fees for your order, regardless of whether you actually attend or complete a Program. To further clarify, all sales are final, no refunds will be issued and all amounts must be paid in full to enable you to participate. If you pay by check, that means your check must clear our account.

TERMINATION: We are committed to providing all Program participants with a positive Program experience. By clicking above, you agree that the Company may, at its sole discretion, limit, suspend, or terminate your participation in the Program without refund or forgiveness if you become disruptive or difficult to work with before or during the event, if you fail to follow the Program guidelines, or if you impair the participation of Program leaders or other participants in the Program. Alicia Isaacs Howes LLC and the creator of Your Soul Story eBooks, online courses, teleworkshops, and coaching programmes have used their best efforts in preparing them. The creator makes no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents. The information contained in all eBooks, online courses, teleworkshops, and coaching programmes is strictly for educational purposes. Therefore, if you wish to apply ideas contained in any of Your Soul Story eBooks, online courses, teleworkshops, and coaching programmes, you are taking full responsibility for your actions. The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided "as is", and without warranties. As always, the advice of a competent legal, tax, accounting, medical or other appropriate professional should be sought. The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in these eBooks, online courses, teleworkshops, and coaching programs, or accompanying materials. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose. All eBooks, online courses, teleworkshops, and coaching programmes, are copyrighted by Alicia Isaacs Howes and Your Soul Story s. No part may be copied, or changed in any format, sold, or used in any way other than what is outlined within this eBook under any circumstances.

LIVE IN-PERSON EVENTS
By clicking where indicated in the shopping cart, and submitting your order, you irrevocably agree with Alicia Isaacs Howes LLC and Your Soul Story (collectively the "Company" or "we/us") that by clicking "submit order" you are signing this Agreement for the Program you are purchasing, that this Participant Agreement (the "Agreement") automatically becoming a binding contract between you and the Company, and applies to your participation in the Program. By clicking above, you are acknowledging that you have read, agree to and accept all of the terms and conditions contained in this Agreement. We may amend this Agreement at any time by sending you a revised version at the address you provided. By clicking above, you authorize the Company to charge your credit or debit card, or cash your check, as indicated above, as payment for your membership in the Program. Furthermore, you agree that you are responsible for full payment of fees for the Program, regardless of whether you actually attend or complete the Program. To further clarify, all sales are final and no refunds will be issued and all amounts must be paid in full to enable you to attend the event. If you pay by check, that means your check must clear our account.

TERMINATION: We are committed to providing all Program participants with a positive Program experience. By clicking above, you agree that the Company may, at its sole discretion, terminate this agreement, and limit, suspend, or terminate your participation in the Program without refund or forgiveness if you become disruptive or difficult to work with before or during the event, if you fail to follow the Program guidelines, or if you impair the participation of Program leaders or other participants in the Program. PRIVACY, INTELLECTUAL PROPERTY AND CONFIDENTIALITY: We respect your privacy and must insist that you respect the privacy of fellow Program participants. By clicking the indicated section in the shopping cart, you agree not to violate the publicity or privacy rights of any Program participant. We respect your confidential and proprietary information ideas, plans and trade secrets (collectively, "Confidential Information") and must insist that you respect the same rights of fellow Program participants and of the Company. By clicking above, you agree (1) not to infringe any Program participant's or the Company's copyright, patent, trademark, trade secret or other intellectual property rights, (2) that any Confidential Information shared by Program participants or any representative of the Company is confidential and proprietary, and belongs solely and exclusively to the participant who discloses it or the Company, (3) you agree not to disclose such information to any other person or use it in any manner other than in discussion with other Program participants during Program sessions. By clicking above, you further agree that (4) all materials and information provided to you by the Company are its confidential and proprietary intellectual property, belong solely and exclusively to the Company, and may only be used by you as authorized by the Company, and (5) the reproduction, distribution and sale of these materials by anyone but the Company is strictly prohibited. What is said by participants or leaders of the Program at the event or during any subsequent follow up calls is strictly confidential and disclosure of any confidential information is a breach of this Agreement. RIGHT TO INJUNCTIVE RELIEF: Further, by clicking above, you agree that, if you violate, or display any likelihood of violating, any of your agreements contained in this paragraph, the Company and/or the other Program participant(s) (as intended third-party beneficiaries) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations. If that happens, you agree to pay all attorneys' fees and costs incurred by that party in seeking that injunction or other legal or equitable relief.

MEDIA AND LIABILITY RELEASE: In consideration for receiving permission to participate in the Event, you hereby release, waive, discharge and covenant not to sue the Company, its successors, its contractors, agents, representatives and/or employees from any and all liability, claims, demands, actions and causes of action whatsoever arising out of or relating to any damage to my property or loss, damage or injury that you personally sustain, including death, whether caused by the negligence of the Company or its representatives or not while attending the Event in person, regardless of location. You also hereby authorize the Company and its successors and their representatives and agents, to photograph you, take motion pictures of you, take video footage of you, and/or make electronic sound recordings of you (herein referred to as photographic, digital or electronic reproductions. You also authorize the use of any such photographic or electronic reproductions of you in order to advertise, promote, announce or otherwise distribute information about the Event or Company, including, but not limited to websites, landing pages, Facebook, Twitter, LinkedIn, You Tube, radio, television, print and other public media as may be deemed appropriate by representatives of the Company. You understand and acknowledge that you may be identifiable from such photographic, digital or electronic reproductions and that you am not entitled to attribution or compensation in any form, and that the Company owns the intellectual property in any photographic, digital and/ or electronic reproductions).

NO GUARANTEES, WARRANTIES OR PROMISES OF RESULTS: We have made every effort to accurately represent the Program and its potential. The testimonials and examples used are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual's success depends on many factors, including his or her background, dedication, desire, and motivation. By clicking above, you acknowledge that as with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money as a result of your participation in the Program. By clicking above, you also acknowledge that you have represented to the Company that payment of your Program membership fees will not place a significant financial burden on you or your family. NO ATTORNEY CLIENT RELATIONSHIP: By submitting your order and clicking above, you acknowledge that Alicia Isaacs Howes is not your lawyer and will not be providing you with legal advice or legal services. Moreover, Alicia Isaacs Howes LLC is not qualified to provide tax, accounting or financial advice, and the information provided to you by Alicia Isaacs Howes LLC or its staff is not intended as such. You should refer all legal, tax, accounting, and financially related inquiries to appropriately qualified professionals in your state/country.

CONFIDENTIALITY
Your personally identifiable information is kept secure. Only authorized employees, agents and contractors (who have agreed to keep information secure and confidential) have access to this information. All emails and newsletters from this site allow you to opt out of further mailings.

If you have any questions, concerns, or comments about our privacy policy, please e-mail or call us.

We reserve the right to make changes to this policy. Any changes to this policy will be posted.

POLICY ON MISSED APPOINTMENTS AND REFUNDS
NO REFUNDS will be granted for cancelled appointments. NO EXCEPTIONS WILL BE MADE. Please do not book and pay for an appointment if you do NOT intend to keep it.

Not being available for a scheduled appointment forfeits the appointment. NO REFUND WILL BE GRANTED. NO EXCEPTIONS WILL BE MADE.

Rescheduling of an appointment is permissible PRIOR TO 48 HOURS BEFORE the scheduled appointment, otherwise NO REFUND WILL BE GRANTED, NO EXCEPTIONS WILL BE MADE and there will NOT be an opportunity to reschedule for the purchase. Please contact connect@yoursoulstory.com if you wish to reschedule your appointment.

We reserve the right NOT to offer appointments to certain individuals. ONLY in this situation will a full refund be returned to the purchaser.

Please understand that not showing for an appointment affects valuable appointment time, and is not fair to other clients who want an appointment.

NO READING SUBSTITUTES POLICY
Scheduled readings are not and cannot be substituted for payment made for any other purchase then the one paid for. Reading options cannot be altered, exchanged, or interchanged in any way and are considered separate reading purchases with separate payment fees applicable. All purchases are final.

DISCLAIMER
This service is provided for entertainment purposes only and no guarantees are implied or stated. Clients must be 18 years or older to book, receive and/or purchase a reading, product or service. Readings are not substitutes for professional, legal, financial, medical, or psychiatric advice or care. Clients are encouraged to please seek the advice of a trained Medical Doctor about any health concerns. ALL readings, products, and services content are subject to the client's interpretation.

Disclaimer: Services are provided for entertainment purposes only and no guarantees are implied or stated. Clients must be 18 years or older to book, receive and/or purchase a reading, product or service. Readings are not substitutes for professional, legal, financial, medical, or psychiatric advice or care. Clients are encouraged to please seek the advice of a trained Medical Doctor about any health concerns.

NO RULE OF STRICT CONSTRUCTION: Regardless of which party may have drafted this Agreement, no rule of strict construction shall be applied against either party. This Agreement shall be construed as if the parties drafted the Agreement together.

FORCE MAJEURE AND LIABILITY: The Company is not responsible to You for any loss, damages, costs, claims or expenses which may be incurred as a result of its delay in or failure to perform its obligations where such delay or failure is due to causes beyond its control. Causes beyond its control include, but are not limited to: fire, flood, earthquake, accident, civil disturbances, war, rationing or embargoes, strikes, labor problems, delays in transportation, inability to secure necessary materials, delay or failure of performance of any supplier or subcontractor, internet or electricity outages, acts of God and acts of Government.

LIMITS ON DAMAGES: Except for damages arising out of the gross negligence of willful misconduct of either party hereto, the Company shall not be liable to You or Your affiliates, officers, directors, successors or assigns for any incidental, consequential, special or punitive damages or lost profits arising out of this Agreement or the Program, whether liability is asserted in contract or tort and irrespective of whether You have advised or been advised of the possibility of any such loss or damage.

NOTICES: All notices required or permitted under the Agreement shall be in writing and shall be deemed delivered when done so by facsimile, email, in person, or deposited in the United States mail- postage prepaid- to the intended party's current mailing address, as indicated in the order you placed online. Notices to the Company will be directed to Alicia Isaacs Howes LLC, Your Soul Story, 1509 Franklin Avenue, River Forest, IL 60305. connect@yoursoulstory.com

ASSIGNMENT: Except where a party has changed its corporate name or merged with another corporation, this Agreement may not be assigned or otherwise transferred by either party in whole or part without the prior written consent of the other party to this Agreement.

AMENDMENTS: This Agreement may only be amended or modified by prior written agreement of both the Parties. DISPUTE RESOLUTION: Except where the Company has a right to seek an Injunction or Collection of payments due, the Parties agree to use non-binding mediation first to attempt to resolve any dispute arising between the parties under this Agreement. For any Injunction or Collection matters, the Company may seek immediate relief from the appropriate court of law.

INDEMNIFICATION: Both parties agree to indemnify, defend and hold the other, and their representatives, agents, employees, successors and assigns, harmless for any and all liabilities, damages, claims, suits, judgments, taxes, duties, costs, fees and expenses, including reasonable attorneys' fees and costs, that arise as a result of or in connection with either parties' breach of any term or provision of this Agreement, any negligent act or omission or willful misconduct of one of the parties, its agents, employees or subcontractors, or a claim of lien or encumbrance made by third parties relating to work covered under this Agreement.

CUMULATIVE REMEDIES: Any specific rights or remedies provided under this Agreement are not exclusive and are meant to be cumulative of all other rights and remedies available to the parties under governing law.

GENERAL PROVISIONS:
Time is of the essence in this Agreement.
This Agreement may be executed in counterparts.
Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa.
The clauses, paragraphs, and subparagraphs contained in this Agreement are intended to be read and construed independently of each other. If any part of this Agreement is held to be invalid, this invalidity will not affect the operation or validity of any other part of this Agreement.
You are liable for all attorneys' fees, costs, expenses and expenditures including, and without limitation, the complete legal costs incurred by the Company in enforcing this Agreement as a result of any default of this Agreement by You.
You acknowledge that this Agreement is reasonable, valid and enforceable. However, if a court of competent jurisdiction finds any of the provisions of this Agreement to be too broad to be enforceable, it is the intention of the parties that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable, bearing in mind that it is the intention of the parties to give each the broadest possible protection against disclosure of the Confidential Information.
No failure or delay by the parties in exercising any power, right or privilege provided in this Agreement will operate as a waiver, nor will any single or partial exercise of such rights, powers or privileges preclude any further exercise of them or the exercise of any other right, power or privilege provided in this Agreement. This Agreement will inure to the benefit of and be binding upon the respective heirs, executors, administrators, successors and assigns, as the case may be, of the parties. This Agreement constitutes the entire agreement between the parties and there are no further items or provisions, either oral or otherwise.

PRIVACY POLICY
Alicia Isaacs Howes LLC and YOUR SOUL STORY provides information, services, products and content on www.yoursoulstory.com and related Alicia Isaacs Howes LLC websites, e-zines, articles, classes and interviews. Content includes information about Your Soul Story private sessions, group programmes, classes, products and downloads and other related Alicia Isaacs Howes LLC affiliated sites. While we encourage the interactive nature of our website, we strive to promote the online safety and privacy of our users. We have implemented this Privacy Policy governing the personally identifiable information ("Personal Consumer Information") collected by this Site. This Privacy Policy does not govern Personal Consumer Information collected from any other source or in any other manner.

Overview
This Privacy Policy is intended to provide you with information as to: (i) the type of information that is collected, (ii) how collected information is used and with whom it is shared; (ii) how we intend to protect the information; and (iii) how you can access, modify and/or delete such information.

Opt in or Opt out
If you "opt in" to receive information from us or others, you can change your mind later. If, at any time, you would like to stop receiving such information or opt out of a feature, you may notify us here. You should be aware, however, that it is not always possible to completely remove or modify information in our databases and servers, although we will always make reasonable efforts to do so upon your request, and we are unable to have your information removed from the records of any third party who has been provided with your information in accordance with this policy.

Collection of Information
Information You Provide to Us: We may collect information about you when you visit and interact with this Site. Some of this information may be automatically collected, and some is collected when you interact with the Site. The type of information that may be automatically collected may include date and time of access of the Site, the Internet protocol address of the computer that you are using, the domain and host from which you access the Internet, your browser software and operating system, and the specific activities you are engaged in while visiting the Site.

Information from which you can be personally identified may also be collected by us at the Site, including your name, postal address, email address, telephone number, and credit card number (referred to as "Personal Consumer Information") and/or any other identifier that permits the physical or online contacting of you in connection with your use of, or participation in any of the following: membership registration at www.yoursoulstory.com, contests, sweepstakes, promotions, surveys, forums, subscription registrations, content submissions, chats, bulletin boards, discussion groups, requests for suggestions, visitors' requests for free products or services or additional information (including via email to us) and in connection with other activities, services or resources we make available on any of our Sites. In all these cases, we will collect personal consumer information from you only if you voluntarily submit such information to us. Further, the Company may contact you based on the information you provide online whether in connection with your registration or in such places as the above described forums.

Of course, you may choose not to provide certain information to us, but if so, you may not be able to participate in certain of the activities and transactions available at the Site. Use of "Cookies" and Other Technologies: We may use "cookies" and/or other technologies or files (collectively, "cookies") to identify how visitors make use of this Site. This aggregate tracking information may be used to help us improve and enhance the website experience for all of our visitors. If you would prefer not to have such cookies stored on your computer, you may modify your browser settings to reject most cookies, or manually remove cookies that have been placed on your computer. However, by so rejecting the cookies, you may be unable to fully access the offerings on this Site. Electronic Communication: When you communicate with us electronically, via email, when opting to receive our ezine or otherwise, you consent to our use of the information you have provided, and you further consent to receive electronic communications from us and our affiliated entities. If you would prefer not to receive such communications, you can opt out of our email lists by either clicking on the "opt out" line at the bottom of the email, or by emailing us directly at creativecare@merrycarole.com

Shopping
When you seek to shop for products on this Site, this Site may collect information about its users to help improve your shopping experience or to make occasional product or service offers for which you may be interested.

Security of Information
The Company uses reasonable standards of confidentiality and security for this Site and for the Personal Consumer Information collected from this Site. The Personal Consumer Information you provide is secured using industry standard e-commerce security technology. We also restrict our own employees' access to Personal Consumer Information. However, it is possible that someone may intercept or access communications, transmissions and/or Personal Consumer Information. You must also seek to protect against unauthorized access to any information that you use in connection with this website, and you should remember to close the browser once you have completed your activities on the Site or if you have decided to step away from your computer. In the event that we determine that there has been a security breach resulting the unauthorized disclosure of Personal Consumer Information to a third party, we will notify consumers whose Personal Consumer Information has been so disclosed by posting such information on the Site and, if email contact is possible, then we would send an email advising of the status.

Use and Sharing of Personal Consumer Information
Except as otherwise provided in this policy, we reasonably attempt to ensure that we never intentionally disclose any personal consumer information about you as an individual user to any third party without having received your permission (through opting in or similar procedures) except as provided for herein or otherwise as permitted or required under law.

We have the following exceptions to this policy: We will release specific information about you or your account to comply with any valid governmental inquiry or legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Sites or a physical or property threat to you or others. We may also transfer user information, including personal consumer information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change. We may provide access to your personal consumer information to our contractors who are performing services for us in connection with our Sites or the services that you have requested.

In addition, on occasion, we may collect personal consumer information from you in connection with optional contests, special offers or promotions. We will share such information with necessary third parties for the purpose of carrying out the contest, special offer or promotion. Your participation in the contest, special offer or promotion constitutes your consent to such disclosure and use of such information.

Further, the information you enter when making a purchase will be shared with payment processors, financial gateways and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties solely for the purpose of carrying out the transactions.

Please note that if you give out personal information online such as in a forum or message board, that information is not protected, is visible to the public and other visitors of the Site and can be collected and used by third parties. Although we strive to protect our users' privacy, we cannot guarantee the security of information you voluntarily post and we have no control over how such third parties may use your information. You disclose any personal information at your own risk.

In addition, you are responsible for the confidentiality of your information and password. You are responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify us of any unauthorized use of your registration or password.

Sharing of User Content on the Site
When you voluntarily send us emails, questions, stories, photos and/or other User Content, you are authorizing us to use or post these materials on our Site. Please note that we will not return any materials provided to us.

Accessing Your Information
You may update and/or correct the Personal Consumer Information collected on the Site, or seek to have such information deleted from our records, by emailing us at connect@yoursoulstory.com.com

Linked Sites
From time to time, the www.yoursoulstory.com website may provide links to other websites that are not controlled and/or owned by the Company. Please be aware that these other websites may have different privacy policies that may subject you to different privacy practices. Please review the privacy policies of such other websites for information concerning what information is collected on such sites and how it is used.

Changes in Policy
From time to time, this Privacy Policy may change. We will post changes to the Privacy Policy at this Site. Please review this Privacy Policy often so that you will be aware of the Company's current policies, including our policies concerning the gathering and use of information that may be collected on our Site. This Privacy Policy was last updated on 10/02/2012 and is effective immediately.

Contact Us
If you have any questions concerning this Privacy Policy, please send us an email at connect@yoursoulstory.com.

Governing Law
THESE TERMS AND THE INTERPRETATION OF THESE TERM SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF ILLINOIS, WITHOUT REGARD TO ITS CONFLICTS OF LAWS RULES AND SPECIFICALLY WILL NOT BE GOVERNED BY THE UNITED NATIONS CONVENTIONS ON CONTRACTS FOR THE INTERNATIONAL SALE OF GOODS, IF OTHERWISE APPLICABLE.

Jurisdiction and Venue
You waive all rights to trial by jury in any action or proceeding instituted in connection with these Terms and/or the Web Site. Any controversy or claim arising out of or relating to these Terms and/or the Web Site shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in the State of Illinois, in the City of Chicago, County of Cook, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Any matters or proceedings that are not subject to arbitration as set forth in this Section 18 of these Terms and/or for entering any judgment on an arbitration award, shall take place in the State of Illinois, in the City of Chicago, County of Cook. You waive the defense of forum non conveniens.

Section Titles
The section titles in these Terms are for your convenience only and do not have any legal or contractual effect.

Construction and Enforcement of Terms
You agree that this Privacy Policy will not be construed against Company by virtue of having drafted this Policy. If any provision of this Policy shall be held invalid or unenforceable by any court of competent jurisdiction or as a result of future legislative action, such holding or action shall be strictly construed and shall not affect the validity or effect of any other provision of this Policy. Failure to enforce any provision of this Policy or other applicable agreement will not result in a waiver of that term or of any other term. No waiver on the part of Company of any of the provisions of this Policy will be of any force or effect unless made in writing and signed by a duly authorized officer of Company. The failure of the Company to exercise or enforce any right or provision of this Policy shall not constitute a waiver of such right or provision.

If any portion of this Privacy Policy is deemed unenforceable, unlawful or void by a Court of competent jurisdiction, then that portion of the Privacy Policy will be deemed severable and will not affect the enforceability or validity of the remaining portions of this Privacy Policy.

Copyright 2012, Alicia Isaacs Howes,LLC . All rights reserved.